If you’re not thinking about getting your Christmas gifts yet, we think you should be. Yes, we know Halloween is yet to come but we think now is the ideal time to start thinking of what gifts you’ll be saving for if you haven’t started already.
Leaving it to the last minute
If you’re anything like the majority of the world, when it comes to Christmas shopping, you leave it up to the last possible moment or the month to get your shopping in. But leaving it to the last minute means that you’re going to be panic buying and trying to find a deal that will work with the money you’ve scraped together. We think that while that can work for some savvy shoppers, for most people this is the reason that Christmas is one of the most stressful times of the year.
Planning your Christmas shopping
A better approach would be to plan your Christmas shopping at least a few months in advance so that if you don’t have the money yet, you can either save up for those Christmas gifts that you want to get.
- Make a list of who you’re buying for
- Decide how much you’re going to spend on each person
- Check if you can afford the budget with your pocket money & savings or if you need to adjust your plans
- Have a list of items and where you intend to buy them
- Check when the best time would be to buy certain items
- Mark dates in your calendar for when you’re going to buy things
- Start saving and micro-saving if you haven’t already
What if you can’t afford Christmas presents
This is also something to consider whatever age you are; can you really afford to buy the gifts that you want to buy for your friends and family. If you can’t, then reconsider your plans to buy a gift and think of either making one instead or not getting one at all for some people if you can only afford so much.
Christmas can be a stressful time of year for parents and for children, so we think planning ahead with your savings could go a long way toward relieving that stress. Start planning your Christmas shopping today and thank us later.